Do you have skin cancer in your medical history? Or have you been recently diagnosed with skin cancer? Are you looking for skin cancer life insurance with premiums that are affordable? iLL's easy to use comparison service puts your details before a network of approved impaired insurance specialists, so that you can quickly and easily locate the best insurance policy at a reasonable price.
Skin cancer is a form of cancer that develops on the skin and can spread to other bodily organs. The most common sign of skin cancer developing is the appearance of a new mole or noticing a visual change in an existing mole on the body. Common affected areas are the back, arms and the legs, as these areas are more frequently exposed to the sun's UV rays – one of the major causes of skin cancer.
Skin cancer takes the form of a lump or mole that forms an irregular shape and colour. Common symptoms include itching and bleeding. Skin cancer develops because cells grow abnormally. Sunbeds and UV light are the main causes of skin cancer. Sudden and intense exposure to UV light (such as sunburn) increases your chances of developing skin cancer.
Skin cancer is usually diagnosed by the conducting of a biopsy (removing a small sample of tissue), from the affected area. There is also a risk of skin cancer spreading to the lymph nodes. The main treatment for skin cancer is removal of the lump via surgery. If this is done at an early stage, a complete recovery can normally be made.
Whether you have just been diagnosed with skin cancer or have the condition in your medical history (but have since recovered), we understand that any cancer diagnosis can be difficult to come to terms with, and that life insurance cover may be the last thing on your mind. iLL's comparison service can help you find the right cover for your circumstances when you are ready to do so. As skin cancer is a cancerous condition, some insurers will be cautious about accepting applications, as there is a risk of the cancer spreading. All insurers have to underwrite applications they receive from customers looking for skin cancer life insurance, and need to manage their level of risk. If your cancer has spread to the lymph nodes or other organs, and treatments to control it have proved unsuccessful, it can be more challenging to find an insurer that meets your needs. This is where iLL can help. Using our comparison tool, you can find the right insurer for your personal circumstances.
If you have been diagnosed with skin cancer, you should expect to pay higher premiums as a result of your condition. How high these premiums are will depend on the grading of your skin cancer and whether it is/was successfully operated on and treatable. If you have previously been diagnosed with skin cancer but have since been successfully treated for the condition, you may even be accepted for cover on standard terms. An insurer may request a report from your GP.
Prices from insurers will vary depending on who you speak to, which is why iLL is the right place to find the best impaired skin cancer life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe, your cancer has spread to other organs and there is a great likelihood of you making a claim to an insurance company in future, a loading fee may be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the right policy at the best price. Obtain your free quote below.
Get your Skin cancer life insurance quote
iLL works with many of the UK's leading skin cancer life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one skin cancer life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK's leading FCA-regulated insurance providers. This should help you to find:
Get your Skin cancer life insurance quote
A critical illness policy pays out a lump sum if you are ever diagnosed with a critical illness. If you already have skin cancer in your family medical history, or have previously been diagnosed with skin cancer, you might be offered cover on standard terms if an operation to remove the lump was successful and you have had no further complications for a set number of years. You may have to pay higher premiums and/or have exclusions on your policy in relation to other or all types of cancer if your skin cancer has spread to other areas of your body. An insurer will look at your individual circumstances before offering you cover, and may request a report from your GP to determine the grading of your cancer.
With iLL's policy comparison service, you can easily find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today.
If you have a condition like skin cancer in your medical history, it can be difficult to know where to find the best deal on life insurance cover, and which insurers will accept your application. iLL makes finding life insurance cover easy and straightforward – just fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for skin cancer life insurance.